Sai presently Heads the Consumer Retail Lending portfolio for Yes Bank. This job role involves end to end management of P&L for the entire CRL Product suite including Auto loans, Two Wheeler Loans, Inventory Finance for Dealerships, Personal Loans, Business Loans, Self Employed Professional Loans, Gold Loans, Loans against Shares & Education Loans. The responsibilities include Product Development, Sales & Distribution channel management, Marketing across a large/ diverse market place and all Technology initiatives & deliverables.
Sai also has hands on experience in all aspects of consumer risk management spanning collections, credit and fraud control for both secured & unsecured lending. His area of specialization was predominantly in collections and was across credit cards, auto loans, personal loans, Loans against equity and residential mortgage loans. A considerable portion of Sai’s experience has been with multinational banks. In the recent past Sai has Launched the Consumer Durable Loans product for his earlier Bank The product was later dovetailed into the Cards BU
Specialties include : Retail Banking specialist with over 19 years of experience across Credit cards, Unsecured and Secured lending products.